Terms & Conditions
Effective: August 2, 2026
Subscription
Payment purchases a one-year subscription including twelve printed issues and the subscriber materials described at purchase.
Educational purpose
Content is general information, not personalized legal, tax, investment, accounting, or financial advice.
Optional referral program
Participation is optional and governed by a separate written agreement. Purchasing a subscription does not require advertising, recruiting, or referrals.
No earnings guarantees
No sales, response rate, commission, income, profit, or financial result is promised. Results may be zero. Participants are responsible for their own expenses.
Payment and fulfillment
Payments are processed by a third party. Digital materials may be sent by email and printed issues mailed to the address provided.